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Meet Suzie Roberts

My name is Suzie Roberts, and I am a Medicare health insurance broker proudly serving Colorado and beyond. My primary focus is helping individuals whoare turning 65, currently on Medicare, or transitioning from SSDI into Medicare navigate their options with clarity and confidence.

Although I am based in Northern Colorado, I am also licensed to serve clients in Colorado, California, Texas, and Michigan, allowing me to help families across multiple states.

As the wife of a retired United States Navy Chief Petty Officer, I have a strong understanding of how Medicare works alongside VA benefits and TRICARE for Life. Coordinating these benefits correctly is essential, and assisting military families and veterans in understanding how these systems work together is one of my specialties.

After many years in the insurance industry, I chose to build my own practice so I could provide a more personalized, education-focused approach. My goal is to ensure you understand your coverage, avoid costly mistakes, and have a trusted advisor you can rely on whenever questions arise.

If you are approaching Medicare or simply need guidance, I am here to help.

Our approach

We walk you through the entire Medicare process from start to finish:

  • Medicare 101: We begin with a simple, easy-to-understand session that explains how Medicare works, what each part covers, and what options are available to you.

  • Personalized needs assessment: We review your doctors, prescriptions, budget, travel habits, and any anticipated healthcare needs so your coverage truly fits your situation.

  • Recommended options: After identifying the plans that best align with your needs, we explain each recommended option clearly and answer all of your questions.

  • Enrollment assistance: We help you complete and submit enrollment paperwork correctly and on time.

Clear guidance. Personalized recommendations. Confident enrollment.

We're so glad we met Suzie Roberts! She helped us make informed decisions about our Medicare needs! She educated us and answered all of our questions. We'd recommend her any day.

Paul L. Google Review

Suzie Roberts is friendly and knowledgeable. She gave all the info we needed.

Micheal M. Google Review

Suzie's experience and professionalism are top notch. She has answered SO many questions and makes the process more clear and understandable. She's the best!

Julie B. Google Review

Suzie was fantastic! She helped my mom figure out how to navigate the Medicaid Insurance nightmare. Her knowledge of the program was remarkable. Do yourself a favor and take advantage of her services. What is even better, it is FREE!

Erica F. Google Review

Medicare and More Blog

Healthy Eating for Seniors: Nourishing the Body and Mind

As we age, our nutritional needs change — but the importance of healthy eating only grows stronger. For seniors, good nutrition isn’t about dieting or restriction. It’s about fueling the body, supporting independence, and maintaining energy for everyday life.

Why Nutrition Is So Important

A balanced diet can help:

  • Support heart health

  • Maintain muscle strength

  • Improve immune function

  • Enhance memory and brain health

  • Promote better digestion

  • Maintain a healthy weight

As metabolism slows and muscle mass naturally decreases with age, seniors often need fewer calories but more nutrients meaning every bite should count.

Key Nutrients

đŸ„Š 1. Protein

Protein helps maintain muscle mass and strength. Good sources include:

  • Lean meats

  • Eggs

  • Greek yogurt

  • Beans and lentils

  • Fish

Spreading protein throughout the day (instead of eating most of it at dinner) can help the body use it more efficiently.

đŸ„Ź 2. Fiber

Fiber supports digestion and heart health. It also helps regulate blood sugar.
Sources include:

  • Oatmeal

  • Whole grains

  • Fresh fruits

  • Vegetables

  • Beans

đŸ„› 3. Calcium and Vitamin D

These nutrients are essential for bone health. As we age, bone density can decline, increasing the risk of fractures.
Sources include:

  • Dairy products

  • Fortified plant milks

  • Leafy greens

  • Safe sun exposure (for vitamin D)

Your healthcare provider may recommend supplements if levels are low.

🐟 4. Healthy Fats

Omega-3 fatty acids can support heart and brain health.
Look for:

  • Salmon

  • Sardines

  • Walnuts

  • Flaxseed

Disclaimer

Every senior has unique health needs. Conditions such as diabetes, heart disease, kidney disease, or digestive issues may require specialized nutrition plans.

Always check with your doctor or a registered dietitian before making significant changes to your diet. They can help create a plan tailored to your specific health needs.

Prescription Drugs

Medicare prescription drug coverage — known as Part D — continues to evolve in 2026. If you rely on Medicare for your medications, it’s important to understand how plan choices, costs, and new rules may affect your budget and care this year.

📌 Fewer Plan Choices, Same Core Benefit

The number of standalone Part D drug plans has continued to shrink as some insurers exit the market or scale back their offerings for 2026. Most areas now have fewer options than in prior years, though several plans remain for beneficiaries to choose from.

Whether you get your prescription coverage through a standalone Part D plan or a Medicare Advantage plan that includes drug coverage, you still have choices but you may want to review them carefully during open enrollment each fall.

💰 What You Could Pay for Drug Coverage

Here’s how the potential costs break down in 2026:

📍 Deductible

  • Part D plans can have a deductible, but it cannot exceed $615 in 2026.

  • Some plans choose to have no deductible at all, so the amount you pay before coverage starts depends on your specific plan.

📍 Out-of-Pocket Cap

  • In 2026, the maximum you’ll ever pay out of pocket for covered Part D prescription drugs is $2,100.

  • Once you reach this cap through deductibles, copays, and coinsurance, your plan pays 100% of covered drug costs for the rest of the year.

📍 Premiums

  • Monthly Part D premiums vary by plan and by location — some are higher in 2026 compared to prior years, while others may be more competitive.

Medicare.gov website

https://www.medicare.gov/health-drug-plans/part-d

💳 GoodRx

GoodRx provides free coupons that can reduce the cash price of certain medications at participating pharmacies. Sometimes, the coupon price may even be lower than your copay under your insurance plan.

💳 SingleCare

SingleCare is another free discount card program that offers savings on many prescription medications. Just like GoodRx, you present the card (or coupon) at the pharmacy when paying cash.

💊 Manufacturer Assistance Programs

Some pharmaceutical companies offer assistance programs for individuals who meet certain income requirements. These programs may significantly reduce costs for brand-name medications

Pickleball Craze
..

Why Seniors Love Pickleball 🏓

It seems like everywhere you turn these days, someone is talking about pickleball — and for good reason. Seniors across the country are falling in love with this fast-growing sport because it combines activity, connection, and health benefits in one enjoyable package.

1. It’s Fun and Easy to Learn

Pickleball is often described as a blend of tennis, badminton, and ping-pong. The court is smaller than a tennis court, the paddle is lightweight, and the ball moves at a manageable pace.

That means:

  • Less running compared to tennis

  • Easier on the joints

  • Quick to learn, even for beginners

Many seniors appreciate that they can pick it up without needing years of athletic experience.

2. It’s a Social Activity

One of the biggest reasons seniors love pickleball isn’t just the exercise — it’s the community.

Pickleball is typically played in doubles, which encourages:

  • Conversation

  • Teamwork

  • Laughter

  • New friendships

Local recreation centers and community courts often host open play times, making it easy to meet others. For many retirees, pickleball becomes a regular social gathering — something to look forward to each week.

Staying socially active is just as important as staying physically active, and pickleball offers both.

3. The Health Benefits

Pickleball provides a fantastic, low-impact workout. Regular play may help:

  • Improve cardiovascular health

  • Increase balance and coordination

  • Strengthen muscles

  • Maintain bone density

  • Support mental sharpness

Because it’s engaging and enjoyable, many seniors stick with it — and consistency is key when it comes to long-term health benefits.

4. It Boosts Mental Well-Being

Exercise releases endorphins, which naturally improve mood. Add in the social interaction and friendly competition, and pickleball can be a wonderful way to reduce stress and combat feelings of isolation.

Many seniors report feeling more energized and motivated once they make pickleball part of their routine.

A Friendly Reminder

While pickleball is a wonderful activity for many seniors, it’s always important to check with your doctor before starting any new exercise program. Everyone’s health situation is different, and your physician can help determine if pickleball is the right activity for you.

Start slowly, wear proper footwear, warm up beforehand, and listen to your body.